# Funding

The Funding section is where operators deposit USDC into the TherosAI organisation reserve, allocate it to vaults, and manage withdrawals.

Navigate here from the sidebar under **Funding**.

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## Organisation reserve

The top of the Funding page shows your organisation's current USDC reserve — the pool from which vault allocations are drawn. This reserve is distinct from individual vault balances.

A low organisation reserve does not affect vaults that are already funded. It means future allocations and auto-topup events may fail until the reserve is replenished.

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## Depositing USDC

### Direct USDC (Solana SPL)

1. Click **Deposit → Crypto**.
2. Copy your organisation's deposit address.
3. Send USDC (Solana SPL) from your external wallet to this address.
4. The deposit appears in your organisation reserve as soon as the Solana transaction confirms (\~400ms).

Minimum deposit: $10 USDC.

### Bank wire (USD → USDC)

1. Click **Deposit → Bank Wire**.
2. Use the banking details shown, including the unique reference code for your organisation.
3. Send a USD wire to TherosAI's banking partner (Circle).
4. USDC is minted to your organisation account within 1–2 business days.

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## Allocating to wallets

From the Funding page, click **Allocate** to open the allocation panel. Select one or more vaults and specify the amount to send to each. Allocations are debited from the organisation reserve immediately.

For bulk allocations, use the **Import CSV** option to upload a file with `wallet_id` and `amount` columns.

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## Withdrawal

### Withdraw from a vault to the org reserve

From **Wallets → \[vault name] → Withdraw**, or from the Vault Detail view. The funds return to the organisation reserve immediately.

### Withdraw from the org reserve

1. Click **Withdraw** from the Funding page.
2. Enter a Solana address (for USDC) or initiate a bank wire (for USD).
3. Enter the amount.
4. Confirm — withdrawals above $1,000 require operator co-signature.

USDC withdrawals to Solana settle in under a second. Bank wire (USDC → USD) processes in 1–2 business days via Circle.

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## Deposit history

The Deposit History table on the Funding page lists every deposit to the organisation reserve, with on-chain links for crypto deposits and wire reference numbers for fiat deposits.

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## Auto-topup rules

Auto-topup rules are configured per-vault in the Vault Detail view, not in the Funding section. See [Vault Detail](/dashboard/wallet-detail.md) and [Funding (Core Concepts)](/core-concepts/funding.md) for configuration details.

The Funding page shows a summary of all active auto-topup rules across the fleet, so you can anticipate future draws on the organisation reserve.


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